There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indusind Bank for its Abohar branch in Fazilka, Abohar, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indusind Bank situated in Fazilka or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code INDB0001644. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Abohar, Fazilka

The table below shows the main details of the IFSC Code INDB0001644 for the Indusind Bank branch in Fazilka, which falls under the Abohar district in Punjab.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001644
Branch Abohar
City Fazilka
District Abohar
State Punjab
Address Indusind Bank Ltd Ground Floorada Heights Hanumangarh Road Abohar 152116

These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Fazilka for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001644 for the Abohar branch of Indusind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Abohar, Fazilka, Punjab, are given a unique IFSC like INDB0001644 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fazilka.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Fazilka and Abohar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indusind Bank in Abohar goes to the correct branch. This is important because Indusind Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code INDB0001644

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abohar in Fazilka.

For example, the IFSC Code INDB0001644 of Indusind Bank for the Abohar branch includes these elements, identifying the bank and the branch location in Fazilka and Punjab accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0001644 of Indusind Bank for its Abohar branch located in Fazilka, the following methods can help:

Cheque Book

The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indusind Bank branches in Fazilka and Abohar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indusind Bank and find the branch locator section. Search for Abohar or Fazilka to get the exact IFSC Code INDB0001644.

Mobile Banking App

If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Fazilka that will provide accurate information.

How to Use IFSC Code INDB0001644 for Online Transfers?

Once you have the IFSC Code INDB0001644 for the Abohar branch of Indusind Bank in Fazilka, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001644. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001644.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Abohar in Fazilka, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Abohar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fazilka to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Abohar, Fazilka?

The IFSC Code is INDB0001644.

Is the IFSC Code INDB0001644 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Abohar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Abohar branch?

The address of the branch is Indusind Bank Ltd Ground Floorada Heights Hanumangarh Road Abohar 152116 located in Fazilka, Abohar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.