Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Kaimganj branch in Farrukhabad, Kaimganj, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Farrukhabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code INDB0000739. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Kaimganj, Farrukhabad
Below in the table are the key details related to IFSC Code INDB0000739 of Indusind Bank for its branch located in Farrukhabad, within the district of Kaimganj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000739 |
| Branch | Kaimganj |
| City | Farrukhabad |
| District | Kaimganj |
| State | Uttar Pradesh |
| Address | Grd Flr 989 990 Mohalla Railway Rd Chouraha Kampil Rd Kaimganj Farukhabad 207502 Uttar Pradesh |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Farrukhabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000739 for the Kaimganj branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Kaimganj, Farrukhabad, Uttar Pradesh, are allotted a unique IFSC like INDB0000739 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Farrukhabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Farrukhabad and Kaimganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indusind Bank in Kaimganj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code INDB0000739
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaimganj in Farrukhabad.
For example, the IFSC Code INDB0000739 of Indusind Bank for the Kaimganj branch includes these elements, identifying the bank and the branch location in Farrukhabad and Uttar Pradesh accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000739 of Indusind Bank for its Kaimganj branch located in Farrukhabad, the following methods can help:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indusind Bank branches in Farrukhabad and Kaimganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Kaimganj or Farrukhabad to get the exact IFSC Code INDB0000739.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Farrukhabad, you'll get the correct details.
How to Use IFSC Code INDB0000739 for Online Transfers?
Once you have the IFSC Code INDB0000739 for the Kaimganj branch of Indusind Bank in Farrukhabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0000739. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0000739.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Kaimganj in Farrukhabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Kaimganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Farrukhabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000739.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Flr 989 990 Mohalla Railway Rd Chouraha Kampil Rd Kaimganj Farukhabad 207502 Uttar Pradesh located in Farrukhabad, Kaimganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.