Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Padampukhuri branch in Dimapur, Dimapur, Nagaland, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code INDB0001606. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Padampukhuri, Dimapur
Below in the table are the key details related to IFSC Code INDB0001606 of Indusind Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001606 |
| Branch | Padampukhuri |
| City | Dimapur |
| District | Dimapur |
| State | Nagaland |
| Address | H No 1095 Patta No 181 Dag No 878 Block Ward Padumpukhuri P K Mouza No 3 Near N H 29 Situated At Padampukhuri Dimapur Nagaland Pin 797116 |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Dimapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001606 for the Padampukhuri branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Padampukhuri, Dimapur, Nagaland, are given a unique IFSC like INDB0001606 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dimapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dimapur and Dimapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indusind Bank in Padampukhuri goes to the correct branch. This is important because Indusind Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code INDB0001606
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padampukhuri in Dimapur.
For example, the IFSC Code INDB0001606 of Indusind Bank for the Padampukhuri branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland accurately.
How to Find IFSC Code for Indusind Bank?
If you are looking for the IFSC Code INDB0001606 of Indusind Bank for its Padampukhuri branch located in Dimapur, the following methods can help:
Cheque Book
The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indusind Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indusind Bank and look for the branch locator section, then search for Padampukhuri or Dimapur to get the exact IFSC Code INDB0001606.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Dimapur, then it will provide you proper information.
How to Use IFSC Code INDB0001606 for Online Transfers?
Once you have the IFSC Code INDB0001606 for the Padampukhuri branch of Indusind Bank in Dimapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0001606. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001606.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Padampukhuri in Dimapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indusind Bank in Padampukhuri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dimapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001606.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is H No 1095 Patta No 181 Dag No 878 Block Ward Padumpukhuri P K Mouza No 3 Near N H 29 Situated At Padampukhuri Dimapur Nagaland Pin 797116 located in Dimapur, Dimapur, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.