Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its S F Road Siliguri branch in Darjeeling, Darjeeling, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code INDB0001425. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, S F Road Siliguri, Darjeeling

Below in the table are the key details related to IFSC Code INDB0001425 of Indusind Bank for its branch located in Darjeeling, within the district of Darjeeling in the state of West Bengal.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001425
Branch S F Road Siliguri
City Darjeeling
District Darjeeling
State West Bengal
Address Ground Floor Arihant Apartment Municipality Holding No 378 578 109 1 At Station Feeder Road Plot No 3229 P Pargana Baikunthpur Mouza Siliguri Po And Ps Siliguri

These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Darjeeling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0001425 for the S F Road Siliguri branch of Indusind Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in S F Road Siliguri, Darjeeling, West Bengal, is provided with a unique IFSC like INDB0001425 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Darjeeling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Darjeeling and Darjeeling.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in S F Road Siliguri do not get mixed with another location.

Format of the IFSC Code INDB0001425

This is the format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as S F Road Siliguri in Darjeeling.

For example, the IFSC Code INDB0001425 of Indusind Bank for the S F Road Siliguri branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for Indusind Bank?

To find the IFSC Code INDB0001425 of Indusind Bank for its S F Road Siliguri branch located in Darjeeling, the following methods can help you out:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indusind Bank branches in Darjeeling and Darjeeling, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indusind Bank and go to the branch locator section. Then search for S F Road Siliguri or Darjeeling to find the exact IFSC Code INDB0001425.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Darjeeling will provide accurate information.

How to Use IFSC Code INDB0001425 for Online Transfers?

Once you have the IFSC Code INDB0001425 for the S F Road Siliguri branch of Indusind Bank in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001425. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001425.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank S F Road Siliguri in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in S F Road Siliguri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Darjeeling manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in S F Road Siliguri, Darjeeling?

The IFSC Code is INDB0001425.

Is the IFSC Code INDB0001425 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank S F Road Siliguri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S F Road Siliguri branch?

The address of the branch is Ground Floor Arihant Apartment Municipality Holding No 378 578 109 1 At Station Feeder Road Plot No 3229 P Pargana Baikunthpur Mouza Siliguri Po And Ps Siliguri located in Darjeeling, Darjeeling, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.