Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Barpeta Road branch in Barpeta, Barpeta Road, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code INDB0000460. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Barpeta Road, Barpeta

The table below shows the main details of the IFSC Code INDB0000460 for the Indusind Bank branch in Barpeta, which falls under the Barpeta Road district in Assam.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0000460
Branch Barpeta Road
City Barpeta
District Barpeta Road
State Assam
Address 1St Floor, Station Road, Barpeta Road, Dist- Barpeta- 781 315, Assam

These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Barpeta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000460 for the Barpeta Road branch of Indusind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Barpeta Road, Barpeta, Assam, are allotted a unique IFSC like INDB0000460 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Barpeta and Barpeta Road.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indusind Bank in Barpeta Road reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code INDB0000460

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indusind Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Barpeta Road in Barpeta.

For example, the IFSC Code INDB0000460 of Indusind Bank for the Barpeta Road branch has these elements, identifying the bank and the branch location in Barpeta and Assam correctly.

How to Find IFSC Code for Indusind Bank?

To find the IFSC Code INDB0000460 of Indusind Bank for its Barpeta Road branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indusind Bank branches in Barpeta and Barpeta Road, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indusind Bank and go to the branch locator section. Then search for Barpeta Road or Barpeta to find the exact IFSC Code INDB0000460.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Barpeta will provide accurate information.

How to Use IFSC Code INDB0000460 for Online Transfers?

Once you have the IFSC Code INDB0000460 for the Barpeta Road branch of Indusind Bank in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code INDB0000460. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000460.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Barpeta Road in Barpeta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Barpeta Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank Barpeta Road Barpeta?

The IFSC Code of the Barpeta Road Barpeta branch is INDB0000460.

Is IFSC Code INDB0000460 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indusind Bank Barpeta Road branch?

The branch is located at 1St Floor, Station Road, Barpeta Road, Dist- Barpeta- 781 315, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.