There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indusind Bank for its Obri branch in Bara Banki, Obaree, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indusind Bank situated in Bara Banki or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code INDB0000435. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Obri, Bara Banki
Here are the key points that are associated with the IFSC Code INDB0000435 of Indusind Bank for its branch located in Bara Banki, within the district of Obaree in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000435 |
| Branch | Obri |
| City | Bara Banki |
| District | Obaree |
| State | Uttar Pradesh |
| Address | Upper Ground Floor At Mitra Plaza, 507-508 Obri Gram, Opp. Dm Nivas, Barabanki Distt. ┬Û 225001 (Up) |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Bara Banki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0000435 for the Obri branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Obri, Bara Banki, Uttar Pradesh, is provided a unique IFSC like INDB0000435 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Bara Banki.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bara Banki and Obaree.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Obri do not get misguided to another person.
Format of the IFSC Code INDB0000435
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Obri in Bara Banki.
For example, the IFSC Code INDB0000435 of Indusind Bank for the Obri branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000435 of Indusind Bank for its Obri branch located in Bara Banki, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Bara Banki and Obaree, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Obri or Bara Banki to get the exact IFSC Code INDB0000435.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Bara Banki that will provide accurate information.
How to Use IFSC Code INDB0000435 for Online Transfers?
Once you have the IFSC Code INDB0000435 for the Obri branch of Indusind Bank in Bara Banki, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0000435. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0000435.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Obri in Bara Banki, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Obri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bara Banki manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000435.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Ground Floor At Mitra Plaza, 507-508 Obri Gram, Opp. Dm Nivas, Barabanki Distt. ┬Û 225001 (Up) located in Bara Banki, Obaree, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.