For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indusind Bank for its Sikri Hissa Iv branch in Agra, Sikri Hissa Iv, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indusind Bank located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code INDB0000472. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Sikri Hissa Iv, Agra
Here are the key points that are associated with the IFSC Code INDB0000472 of Indusind Bank for its branch located in Agra, within the district of Sikri Hissa Iv in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000472 |
| Branch | Sikri Hissa Iv |
| City | Agra |
| District | Sikri Hissa Iv |
| State | Uttar Pradesh |
| Address | Sikri Hissa Iv, Post Fatehpur Sikri, Block Fatehpur Sikri, Tehsil Kirawali ┬Û 283110 (Up). |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Agra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000472 for the Sikri Hissa Iv branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like INDB0000472 is given to every bank branch, including Indusind Bank located in Sikri Hissa Iv, Agra, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Agra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Agra and Sikri Hissa Iv.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indusind Bank in Sikri Hissa Iv doesn't end up at another location.
Format of the IFSC Code INDB0000472
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sikri Hissa Iv in Agra.
For example, the IFSC Code INDB0000472 of Indusind Bank for the Sikri Hissa Iv branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000472 of Indusind Bank for its Sikri Hissa Iv branch located in Agra, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Agra and Sikri Hissa Iv, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Sikri Hissa Iv or Agra to get the exact IFSC Code INDB0000472.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Agra that will provide accurate information.
How to Use IFSC Code INDB0000472 for Online Transfers?
Once you have the IFSC Code INDB0000472 for the Sikri Hissa Iv branch of Indusind Bank in Agra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0000472. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000472.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Sikri Hissa Iv in Agra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Sikri Hissa Iv, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Agra manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000472.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sikri Hissa Iv, Post Fatehpur Sikri, Block Fatehpur Sikri, Tehsil Kirawali ┬Û 283110 (Up). located in Agra, Sikri Hissa Iv, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.