Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Dayal Bagh Agra branch in Agra, Agra, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code INDB0002200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Dayal Bagh Agra, Agra
Below in the table are the key details related to IFSC Code INDB0002200 of Indusind Bank for its branch located in Agra, within the district of Agra in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002200 |
| Branch | Dayal Bagh Agra |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| Address | Ground Floor Rajdeep Enclave Phase 2 Plot No 1 Dayal Bagh Agra 282005 Uttar Pradesh |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Agra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0002200 for the Dayal Bagh Agra branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Dayal Bagh Agra, Agra, Uttar Pradesh, is provided with a unique IFSC like INDB0002200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Agra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Agra and Agra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Dayal Bagh Agra do not get mixed with another location.
Format of the IFSC Code INDB0002200
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dayal Bagh Agra in Agra.
For example, the IFSC Code INDB0002200 of Indusind Bank for the Dayal Bagh Agra branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0002200 of Indusind Bank for its Dayal Bagh Agra branch located in Agra, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Agra and Agra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Dayal Bagh Agra or Agra to get the exact IFSC Code INDB0002200.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Agra that will provide accurate information.
How to Use IFSC Code INDB0002200 for Online Transfers?
Once you have the IFSC Code INDB0002200 for the Dayal Bagh Agra branch of Indusind Bank in Agra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0002200. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002200.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Dayal Bagh Agra in Agra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Dayal Bagh Agra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Agra to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Rajdeep Enclave Phase 2 Plot No 1 Dayal Bagh Agra 282005 Uttar Pradesh located in Agra, Agra, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.