The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Kallanaikanahalli Anchepalya Centre branch in Tumkur, Kunigal, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IOBA0003199. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Overseas Bank, Kallanaikanahalli Anchepalya Centre, Tumkur
Here are the main details that are associated with the IFSC Code IOBA0003199 of Indian Overseas Bank for its branch located in Tumkur, within the district of Kunigal in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| IFSC Code | IOBA0003199 |
| Branch | Kallanaikanahalli Anchepalya Centre |
| City | Tumkur |
| District | Kunigal |
| State | Karnataka |
| Address | 2Nd Main,Sy No 94,Plot Nos 95 By B And C,Anchapalya,Kunigal Tk,Tumukur Dist 572126 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Overseas Bank in Tumkur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IOBA0003199 for the Kallanaikanahalli Anchepalya Centre branch of Indian Overseas Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Kallanaikanahalli Anchepalya Centre, Tumkur, Karnataka, are allotted a unique IFSC like IOBA0003199 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tumkur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tumkur and Kunigal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Overseas Bank in Kallanaikanahalli Anchepalya Centre reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code IOBA0003199
This is the format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kallanaikanahalli Anchepalya Centre in Tumkur.
For example, the IFSC Code IOBA0003199 of Indian Overseas Bank for the Kallanaikanahalli Anchepalya Centre branch includes these elements, identifying the bank and the branch location in Tumkur and Karnataka accurately.
How to Find IFSC Code for Indian Overseas Bank?
If you are trying to find the IFSC Code IOBA0003199 of Indian Overseas Bank for its Kallanaikanahalli Anchepalya Centre branch located in Tumkur, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Overseas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Overseas Bank branches in Tumkur and Kunigal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Overseas Bank and find the branch locator section. Search for Kallanaikanahalli Anchepalya Centre or Tumkur to get the exact IFSC Code IOBA0003199.
Mobile Banking App
If you use Indian Overseas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Overseas Bank and Tumkur that will provide accurate information.
How to Use IFSC Code IOBA0003199 for Online Transfers?
Once you have the IFSC Code IOBA0003199 for the Kallanaikanahalli Anchepalya Centre branch of Indian Overseas Bank in Tumkur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IOBA0003199. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003199.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Kallanaikanahalli Anchepalya Centre in Tumkur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Kallanaikanahalli Anchepalya Centre, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Overseas Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tumkur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IOBA0003199.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 2Nd Main,Sy No 94,Plot Nos 95 By B And C,Anchapalya,Kunigal Tk,Tumukur Dist 572126 located in Tumkur, Kunigal, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.