IFSC Code of Indian Overseas Bank, Koothanallur, Kuthanallur, Tamil Nadu — IOBA0000039

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Overseas Bank for its Koothanallur branch in Tiruvarur, Kuthanallur, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Overseas Bank located in Tiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0000039. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Koothanallur, Tiruvarur

The table below shows the main details of the IFSC Code IOBA0000039 for the Indian Overseas Bank branch in Tiruvarur, which falls under the Kuthanallur district in Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use Indian Overseas Bank in Tiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0000039 for the Koothanallur branch of Indian Overseas Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Koothanallur, Tiruvarur, Tamil Nadu, are allotted a unique IFSC like IOBA0000039 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Tiruvarur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Tiruvarur and Kuthanallur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Koothanallur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IOBA0000039

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Indian Overseas Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Koothanallur in Tiruvarur.

For example, the IFSC Code IOBA0000039 of Indian Overseas Bank for the Koothanallur branch has these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu correctly.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0000039 of Indian Overseas Bank for its Koothanallur branch located in Tiruvarur, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Overseas Bank branches in Tiruvarur and Kuthanallur, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Koothanallur or Tiruvarur to get the exact IFSC Code IOBA0000039.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Tiruvarur, you'll get the correct details.

How to Use IFSC Code IOBA0000039 for Online Transfers?

Once you have the IFSC Code IOBA0000039 for the Koothanallur branch of Indian Overseas Bank in Tiruvarur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0000039. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0000039.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Koothanallur in Tiruvarur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Koothanallur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvarur to handle online money transfers and get their cheques cleared smoothly.