For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Overseas Bank for its Aravind Eye Hospital branch in Tirunelvali, Tirunelveli, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indian Overseas Bank located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0001765. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Overseas Bank, Aravind Eye Hospital, Tirunelvali
The table below shows the main details of the IFSC Code IOBA0001765 for the Indian Overseas Bank branch in Tirunelvali, which falls under the Tirunelveli district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| IFSC Code | IOBA0001765 |
| Branch | Aravind Eye Hospital |
| City | Tirunelvali |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | Swami Nellaiappar High Road Tirunelveli Junction Tirunelveli Pin 627001 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Tirunelvali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0001765 for the Aravind Eye Hospital branch of Indian Overseas Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Aravind Eye Hospital, Tirunelvali, Tamil Nadu, are allotted a unique IFSC like IOBA0001765 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tirunelvali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tirunelvali and Tirunelveli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Overseas Bank in Aravind Eye Hospital reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code IOBA0001765
This is the format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Aravind Eye Hospital in Tirunelvali.
For example, the IFSC Code IOBA0001765 of Indian Overseas Bank for the Aravind Eye Hospital branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.
How to Find IFSC Code for Indian Overseas Bank?
If you are trying to find the IFSC Code IOBA0001765 of Indian Overseas Bank for its Aravind Eye Hospital branch located in Tirunelvali, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Overseas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Overseas Bank branches in Tirunelvali and Tirunelveli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Overseas Bank and find the branch locator section. Search for Aravind Eye Hospital or Tirunelvali to get the exact IFSC Code IOBA0001765.
Mobile Banking App
If you use Indian Overseas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Overseas Bank and Tirunelvali that will provide accurate information.
How to Use IFSC Code IOBA0001765 for Online Transfers?
Once you have the IFSC Code IOBA0001765 for the Aravind Eye Hospital branch of Indian Overseas Bank in Tirunelvali, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IOBA0001765. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Overseas Bank IFSC Code IOBA0001765.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Overseas Bank Aravind Eye Hospital in Tirunelvali, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Aravind Eye Hospital, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Overseas Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tirunelvali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IOBA0001765.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Swami Nellaiappar High Road Tirunelveli Junction Tirunelveli Pin 627001 located in Tirunelvali, Tirunelveli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.