IFSC Code of Indian Overseas Bank, Tinsukia, Tinsukia, Assam — IOBA0000547

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Tinsukia branch in Tinsukia, Tinsukia, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IOBA0000547. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Tinsukia, Tinsukia

The table below shows the main details of the IFSC Code IOBA0000547 for the Indian Overseas Bank branch in Tinsukia, which falls under the Tinsukia district in Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Overseas Bank in Tinsukia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0000547 for the Tinsukia branch of Indian Overseas Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Tinsukia, Tinsukia, Assam, are allotted a unique IFSC like IOBA0000547 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Tinsukia.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Tinsukia and Tinsukia.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Tinsukia reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code IOBA0000547

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tinsukia in Tinsukia.

For example, the IFSC Code IOBA0000547 of Indian Overseas Bank for the Tinsukia branch includes these elements, identifying the bank and the branch location in Tinsukia and Assam accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0000547 of Indian Overseas Bank for its Tinsukia branch located in Tinsukia, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Overseas Bank branches in Tinsukia and Tinsukia, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Tinsukia or Tinsukia to get the exact IFSC Code IOBA0000547.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Tinsukia, you'll get the correct details.

How to Use IFSC Code IOBA0000547 for Online Transfers?

Once you have the IFSC Code IOBA0000547 for the Tinsukia branch of Indian Overseas Bank in Tinsukia, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0000547. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0000547.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Tinsukia in Tinsukia, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Tinsukia, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tinsukia manage their online transfers and cheque clearances easily.