IFSC Code of Indian Overseas Bank, Koothanallur Lakshmangudi, Mannargudi, Tamil Nadu — IOBA0003547

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Overseas Bank for its Koothanallur Lakshmangudi branch in Thiruvarur, Mannargudi, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Overseas Bank located in Thiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0003547. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Koothanallur Lakshmangudi, Thiruvarur

The table below shows the main details of the IFSC Code IOBA0003547 for the Indian Overseas Bank branch in Thiruvarur, which falls under the Mannargudi district in Tamil Nadu.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Thiruvarur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003547 for the Koothanallur Lakshmangudi branch of Indian Overseas Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Koothanallur Lakshmangudi, Thiruvarur, Tamil Nadu, are given a unique IFSC like IOBA0003547 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thiruvarur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Thiruvarur and Mannargudi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Overseas Bank in Koothanallur Lakshmangudi goes to the correct branch. This is important because Indian Overseas Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IOBA0003547

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koothanallur Lakshmangudi in Thiruvarur.

For example, the IFSC Code IOBA0003547 of Indian Overseas Bank for the Koothanallur Lakshmangudi branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for Indian Overseas Bank?

To find the IFSC Code IOBA0003547 of Indian Overseas Bank for its Koothanallur Lakshmangudi branch located in Thiruvarur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Thiruvarur and Mannargudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and go to the branch locator section. Then search for Koothanallur Lakshmangudi or Thiruvarur to find the exact IFSC Code IOBA0003547.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Overseas Bank and Thiruvarur will provide accurate information.

How to Use IFSC Code IOBA0003547 for Online Transfers?

If you have the IFSC Code IOBA0003547 for the Koothanallur Lakshmangudi branch of Indian Overseas Bank in Thiruvarur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0003547. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003547.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Overseas Bank Koothanallur Lakshmangudi in Thiruvarur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Koothanallur Lakshmangudi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvarur manage online transfers as well as cheque clearances with ease.