Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Overseas Bank for its Rohtak Gohana Road branch in Rohtak, Rohtak, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Overseas Bank located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code IOBA0003293. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Overseas Bank, Rohtak Gohana Road, Rohtak
Below in the table are the key details related to IFSC Code IOBA0003293 of Indian Overseas Bank for its branch located in Rohtak, within the district of Rohtak in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| IFSC Code | IOBA0003293 |
| Branch | Rohtak Gohana Road |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| Address | Ward No 13 Gohana Road Near Pwd B R Office Pwd Colony Rohtak Haryanan Pin 124001 |
These details help users in online banking and for businesses and individuals who use Indian Overseas Bank in Rohtak for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003293 for the Rohtak Gohana Road branch of Indian Overseas Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IOBA0003293 is given to every bank branch, including Indian Overseas Bank located in Rohtak Gohana Road, Rohtak, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Overseas Bank branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtak and Rohtak.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Overseas Bank in Rohtak Gohana Road doesn't end up at another location.
Format of the IFSC Code IOBA0003293
The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohtak Gohana Road in Rohtak.
For example, the IFSC Code IOBA0003293 of Indian Overseas Bank for the Rohtak Gohana Road branch includes these elements, identifying the bank and the branch location in Rohtak and Haryana accurately.
How to Find IFSC Code for Indian Overseas Bank?
If you are looking for the IFSC Code IOBA0003293 of Indian Overseas Bank for its Rohtak Gohana Road branch located in Rohtak, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Overseas Bank branches in Rohtak and Rohtak, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Overseas Bank and look for the branch locator section, then search for Rohtak Gohana Road or Rohtak to get the exact IFSC Code IOBA0003293.
Mobile Banking App
If you use Indian Overseas Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Overseas Bank and Rohtak, then it will provide you proper information.
How to Use IFSC Code IOBA0003293 for Online Transfers?
Once you have the IFSC Code IOBA0003293 for the Rohtak Gohana Road branch of Indian Overseas Bank in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IOBA0003293. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003293.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Overseas Bank Rohtak Gohana Road in Rohtak may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Rohtak Gohana Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Overseas Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rohtak manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IOBA0003293.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No 13 Gohana Road Near Pwd B R Office Pwd Colony Rohtak Haryanan Pin 124001 located in Rohtak, Rohtak, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.