IFSC Code of Indian Overseas Bank, Tamanpur, Rae Bareli, Uttar Pradesh — IOBA0003392

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Overseas Bank for its Tamanpur branch in Rai Bareli, Rae Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Overseas Bank situated in Rai Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IOBA0003392. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Tamanpur, Rai Bareli

Here are the key points that are associated with the IFSC Code IOBA0003392 of Indian Overseas Bank for its branch located in Rai Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Indian Overseas Bank in Rai Bareli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IOBA0003392 for the Tamanpur branch of Indian Overseas Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IOBA0003392 is given to every bank branch, including Indian Overseas Bank located in Tamanpur, Rai Bareli, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Indian Overseas Bank branch in Rai Bareli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Rai Bareli and Rae Bareli.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Overseas Bank in Tamanpur doesn't end up at another location.

Format of the IFSC Code IOBA0003392

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tamanpur in Rai Bareli.

For example, the IFSC Code IOBA0003392 of Indian Overseas Bank for the Tamanpur branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0003392 of Indian Overseas Bank for its Tamanpur branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Overseas Bank branches in Rai Bareli and Rae Bareli, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Tamanpur or Rai Bareli to get the exact IFSC Code IOBA0003392.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Rai Bareli, you'll get the correct details.

How to Use IFSC Code IOBA0003392 for Online Transfers?

Once you have the IFSC Code IOBA0003392 for the Tamanpur branch of Indian Overseas Bank in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0003392. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003392.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Overseas Bank Tamanpur in Rai Bareli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Tamanpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.