IFSC Code of Indian Overseas Bank, Kattumavadi, Arantangi, Tamil Nadu- IOBA0003633

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Overseas Bank for its Kattumavadi branch in Pudukkottai, Arantangi, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Overseas Bank located in Pudukkottai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0003633. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Kattumavadi, Pudukkottai

Here are some of the key details that come with the IFSC Code IOBA0003633 of Indian Overseas Bank for its branch located in Pudukkottai, within the district of Arantangi in the state of Tamil Nadu.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Pudukkottai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003633 for the Kattumavadi branch of Indian Overseas Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Kattumavadi, Pudukkottai, Tamil Nadu, are allotted a unique IFSC like IOBA0003633 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pudukkottai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pudukkottai and Arantangi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Kattumavadi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IOBA0003633

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kattumavadi in Pudukkottai.

For example, the IFSC Code IOBA0003633 of Indian Overseas Bank for the Kattumavadi branch includes these elements, identifying the bank and the branch location in Pudukkottai and Tamil Nadu accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0003633 of Indian Overseas Bank for its Kattumavadi branch located in Pudukkottai, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Overseas Bank branches in Pudukkottai and Arantangi, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Kattumavadi or Pudukkottai to get the exact IFSC Code IOBA0003633.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Pudukkottai, you'll get the correct details.

How to Use IFSC Code IOBA0003633 for Online Transfers?

Once you have the IFSC Code IOBA0003633 for the Kattumavadi branch of Indian Overseas Bank in Pudukkottai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0003633. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003633.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Kattumavadi in Pudukkottai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Kattumavadi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pudukkottai manage online transfers as well as cheque clearances with ease.