IFSC Code of Indian Overseas Bank, Aicholi, Pithoragarh, Uttarakhand — IOBA0003506

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Aicholi branch in Pithoragarh, Pithoragarh, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IOBA0003506. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Aicholi, Pithoragarh

Below in the table are the key details related to IFSC Code IOBA0003506 of Indian Overseas Bank for its branch located in Pithoragarh, within the district of Pithoragarh in the state of Uttarakhand.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Pithoragarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003506 for the Aicholi branch of Indian Overseas Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Aicholi, Pithoragarh, Uttarakhand, are allotted a unique IFSC like IOBA0003506 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pithoragarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pithoragarh and Pithoragarh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Aicholi reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code IOBA0003506

The format of the IFSC Code for banks, including Indian Overseas Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aicholi in Pithoragarh.

For example, the IFSC Code IOBA0003506 of Indian Overseas Bank for the Aicholi branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.

How to Find IFSC Code for Indian Overseas Bank?

To find the IFSC Code IOBA0003506 of Indian Overseas Bank for its Aicholi branch located in Pithoragarh, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Pithoragarh and Pithoragarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and go to the branch locator section. Then search for Aicholi or Pithoragarh to find the exact IFSC Code IOBA0003506.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Overseas Bank and Pithoragarh will provide accurate information.

How to Use IFSC Code IOBA0003506 for Online Transfers?

Once you have the IFSC Code IOBA0003506 for the Aicholi branch of Indian Overseas Bank in Pithoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0003506. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003506.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Aicholi in Pithoragarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Aicholi, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.