IFSC Code of Indian Overseas Bank, Bilimora, Bilimora, Gujarat — IOBA0002226

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Overseas Bank for its Bilimora branch in Navsari, Bilimora, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Overseas Bank located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IOBA0002226. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Bilimora, Navsari

Below in the table are the key details related to IFSC Code IOBA0002226 of Indian Overseas Bank for its branch located in Navsari, within the district of Bilimora in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Indian Overseas Bank in Navsari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IOBA0002226 for the Bilimora branch of Indian Overseas Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Bilimora, Navsari, Gujarat, are allotted a unique IFSC like IOBA0002226 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Navsari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Navsari and Bilimora.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Bilimora reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IOBA0002226

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Indian Overseas Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bilimora in Navsari.

For example, the IFSC Code IOBA0002226 of Indian Overseas Bank for the Bilimora branch has these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0002226 of Indian Overseas Bank for its Bilimora branch located in Navsari, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Navsari and Bilimora, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Bilimora or Navsari to get the exact IFSC Code IOBA0002226.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Navsari, you'll get the correct details.

How to Use IFSC Code IOBA0002226 for Online Transfers?

Once you have the IFSC Code IOBA0002226 for the Bilimora branch of Indian Overseas Bank in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0002226. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0002226.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Bilimora in Navsari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Bilimora, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Navsari manage online transfers as well as cheque clearances with ease.