IFSC Code of Indian Overseas Bank, Pantheeramkavu, Calicut, Kerala — IOBA0003751

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Pantheeramkavu branch in Kozhikode, Calicut, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IOBA0003751. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Pantheeramkavu, Kozhikode

Here are the main details that are associated with the IFSC Code IOBA0003751 of Indian Overseas Bank for its branch located in Kozhikode, within the district of Calicut in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use Indian Overseas Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003751 for the Pantheeramkavu branch of Indian Overseas Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Overseas Bank located in Pantheeramkavu, Kozhikode, Kerala, is provided a unique IFSC like IOBA0003751 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Indian Overseas Bank branch in Kozhikode.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Calicut.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Indian Overseas Bank in Pantheeramkavu do not get misguided to another person.

Format of the IFSC Code IOBA0003751

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pantheeramkavu in Kozhikode.

For example, the IFSC Code IOBA0003751 of Indian Overseas Bank for the Pantheeramkavu branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0003751 of Indian Overseas Bank for its Pantheeramkavu branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Overseas Bank branches in Kozhikode and Calicut, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Overseas Bank and navigate to the branch locator section. Search for Pantheeramkavu or Kozhikode to get the exact IFSC Code IOBA0003751.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Overseas Bank and Kozhikode, you'll get the correct details.

How to Use IFSC Code IOBA0003751 for Online Transfers?

Once you have the IFSC Code IOBA0003751 for the Pantheeramkavu branch of Indian Overseas Bank in Kozhikode, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0003751. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003751.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Overseas Bank Pantheeramkavu in Kozhikode, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Pantheeramkavu, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kozhikode manage online transfers as well as cheque clearances with ease.