IFSC Code of Indian Overseas Bank, Kaliyakkavilai, Vilavancode, Tamil Nadu — IOBA0002360

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Kaliyakkavilai branch in Kanyakumari, Vilavancode, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0002360. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Kaliyakkavilai, Kanyakumari

Here are the main details that are associated with the IFSC Code IOBA0002360 of Indian Overseas Bank for its branch located in Kanyakumari, within the district of Vilavancode in the state of Tamil Nadu.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Kanyakumari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0002360 for the Kaliyakkavilai branch of Indian Overseas Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Kaliyakkavilai, Kanyakumari, Tamil Nadu, are allotted a unique IFSC like IOBA0002360 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kanyakumari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kanyakumari and Vilavancode.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Kaliyakkavilai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IOBA0002360

The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaliyakkavilai in Kanyakumari.

For example, the IFSC Code IOBA0002360 of Indian Overseas Bank for the Kaliyakkavilai branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are looking for the IFSC Code IOBA0002360 of Indian Overseas Bank for its Kaliyakkavilai branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Overseas Bank branches in Kanyakumari and Vilavancode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Overseas Bank and look for the branch locator section, then search for Kaliyakkavilai or Kanyakumari to get the exact IFSC Code IOBA0002360.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Overseas Bank and Kanyakumari, then it will provide you proper information.

How to Use IFSC Code IOBA0002360 for Online Transfers?

Once you have the IFSC Code IOBA0002360 for the Kaliyakkavilai branch of Indian Overseas Bank in Kanyakumari, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0002360. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Overseas Bank IFSC Code IOBA0002360.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Overseas Bank Kaliyakkavilai in Kanyakumari, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Overseas Bank in Kaliyakkavilai, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.