IFSC Code of Indian Overseas Bank, Singapara, Bezera Block, Assam — IOBA0001183

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Singapara branch in Kamrup, Bezera Block, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IOBA0001183. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Singapara, Kamrup

Below in the table are the key details related to IFSC Code IOBA0001183 of Indian Overseas Bank for its branch located in Kamrup, within the district of Bezera Block in the state of Assam.

These details help users in online banking and for businesses and individuals who use Indian Overseas Bank in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0001183 for the Singapara branch of Indian Overseas Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Singapara, Kamrup, Assam, are allotted a unique IFSC like IOBA0001183 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kamrup.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kamrup and Bezera Block.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Singapara reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code IOBA0001183

This is the format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Singapara in Kamrup.

For example, the IFSC Code IOBA0001183 of Indian Overseas Bank for the Singapara branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Indian Overseas Bank?

To find the IFSC Code IOBA0001183 of Indian Overseas Bank for its Singapara branch located in Kamrup, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Kamrup and Bezera Block, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and go to the branch locator section. Then search for Singapara or Kamrup to find the exact IFSC Code IOBA0001183.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Overseas Bank and Kamrup will provide accurate information.

How to Use IFSC Code IOBA0001183 for Online Transfers?

Once you have the IFSC Code IOBA0001183 for the Singapara branch of Indian Overseas Bank in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0001183. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0001183.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Singapara in Kamrup, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Singapara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.