IFSC Code of Indian Overseas Bank, Bhuswal, Bhusawal, Maharashtra — IOBA0002252

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Bhuswal branch in Jalgaon, Bhusawal, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IOBA0002252. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Bhuswal, Jalgaon

Here are the main details that are associated with the IFSC Code IOBA0002252 of Indian Overseas Bank for its branch located in Jalgaon, within the district of Bhusawal in the state of Maharashtra.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Overseas Bank in Jalgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0002252 for the Bhuswal branch of Indian Overseas Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Bhuswal, Jalgaon, Maharashtra, are allotted a unique IFSC like IOBA0002252 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jalgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jalgaon and Bhusawal.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Bhuswal reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code IOBA0002252

This is the format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhuswal in Jalgaon.

For example, the IFSC Code IOBA0002252 of Indian Overseas Bank for the Bhuswal branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0002252 of Indian Overseas Bank for its Bhuswal branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Overseas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Jalgaon and Bhusawal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and find the branch locator section. Search for Bhuswal or Jalgaon to get the exact IFSC Code IOBA0002252.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Overseas Bank and Jalgaon that will provide accurate information.

How to Use IFSC Code IOBA0002252 for Online Transfers?

Once you have the IFSC Code IOBA0002252 for the Bhuswal branch of Indian Overseas Bank in Jalgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IOBA0002252. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0002252.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Overseas Bank Bhuswal in Jalgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Bhuswal, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalgaon to handle online money transfers and get their cheques cleared smoothly.