IFSC Code of Indian Overseas Bank, Parbatpura, Mansa, Gujarat — IOBA0003551

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Overseas Bank for its Parbatpura branch in Gandhinagar, Mansa, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Overseas Bank located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IOBA0003551. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Parbatpura, Gandhinagar

Below in the table are the key details related to IFSC Code IOBA0003551 of Indian Overseas Bank for its branch located in Gandhinagar, within the district of Mansa in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Overseas Bank in Gandhinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0003551 for the Parbatpura branch of Indian Overseas Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Overseas Bank located in Parbatpura, Gandhinagar, Gujarat, are allotted a unique IFSC like IOBA0003551 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gandhinagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Gandhinagar and Mansa.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Overseas Bank in Parbatpura reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IOBA0003551

The format of the IFSC Code for banks, including Indian Overseas Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parbatpura in Gandhinagar.

For example, the IFSC Code IOBA0003551 of Indian Overseas Bank for the Parbatpura branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.

How to Find IFSC Code for Indian Overseas Bank?

If you are trying to find the IFSC Code IOBA0003551 of Indian Overseas Bank for its Parbatpura branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Overseas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Gandhinagar and Mansa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and find the branch locator section. Search for Parbatpura or Gandhinagar to get the exact IFSC Code IOBA0003551.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Overseas Bank and Gandhinagar that will provide accurate information.

How to Use IFSC Code IOBA0003551 for Online Transfers?

Once you have the IFSC Code IOBA0003551 for the Parbatpura branch of Indian Overseas Bank in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0003551. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0003551.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Overseas Bank Parbatpura in Gandhinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Parbatpura, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gandhinagar manage their online transfers and cheque clearances easily.