The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Tirupatthur Gandhipet branch in Dharmapuri, Bommidi, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Dharmapuri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IOBA0001884. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Overseas Bank, Tirupatthur Gandhipet, Dharmapuri
The table below shows the main details of the IFSC Code IOBA0001884 for the Indian Overseas Bank branch in Dharmapuri, which falls under the Bommidi district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| IFSC Code | IOBA0001884 |
| Branch | Tirupatthur Gandhipet |
| City | Dharmapuri |
| District | Bommidi |
| State | Tamil Nadu |
| Address | 72,By,14,Palanisamy,Road,Gandhipet,Tirupathur,Pin,635301 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Overseas Bank in Dharmapuri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IOBA0001884 for the Tirupatthur Gandhipet branch of Indian Overseas Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Overseas Bank located in Tirupatthur Gandhipet, Dharmapuri, Tamil Nadu, is provided a unique IFSC like IOBA0001884 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Overseas Bank branch in Dharmapuri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dharmapuri and Bommidi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Overseas Bank in Tirupatthur Gandhipet do not get misguided to another person.
Format of the IFSC Code IOBA0001884
The format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirupatthur Gandhipet in Dharmapuri.
For example, the IFSC Code IOBA0001884 of Indian Overseas Bank for the Tirupatthur Gandhipet branch includes these elements, identifying the bank and the branch location in Dharmapuri and Tamil Nadu accurately.
How to Find IFSC Code for Indian Overseas Bank?
If you are looking for the IFSC Code IOBA0001884 of Indian Overseas Bank for its Tirupatthur Gandhipet branch located in Dharmapuri, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Overseas Bank branches in Dharmapuri and Bommidi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Overseas Bank and look for the branch locator section, then search for Tirupatthur Gandhipet or Dharmapuri to get the exact IFSC Code IOBA0001884.
Mobile Banking App
If you use Indian Overseas Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Overseas Bank and Dharmapuri, then it will provide you proper information.
How to Use IFSC Code IOBA0001884 for Online Transfers?
Once you have the IFSC Code IOBA0001884 for the Tirupatthur Gandhipet branch of Indian Overseas Bank in Dharmapuri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IOBA0001884. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0001884.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Overseas Bank Tirupatthur Gandhipet in Dharmapuri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Tirupatthur Gandhipet, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Overseas Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dharmapuri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IOBA0001884.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 72,By,14,Palanisamy,Road,Gandhipet,Tirupathur,Pin,635301 located in Dharmapuri, Bommidi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.