IFSC Code of Indian Overseas Bank, Tilkamanjhi Bhagalpur, Bhagalpur, Bihar — IOBA0001721

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Overseas Bank for its Tilkamanjhi Bhagalpur branch in Bhagalpur, Bhagalpur, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Overseas Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IOBA0001721. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Overseas Bank, Tilkamanjhi Bhagalpur, Bhagalpur

The table below shows the main details of the IFSC Code IOBA0001721 for the Indian Overseas Bank branch in Bhagalpur, which falls under the Bhagalpur district in Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Overseas Bank in Bhagalpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0001721 for the Tilkamanjhi Bhagalpur branch of Indian Overseas Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Overseas Bank located in Tilkamanjhi Bhagalpur, Bhagalpur, Bihar, is provided with a unique IFSC like IOBA0001721 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Overseas Bank branch in Bhagalpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bhagalpur and Bhagalpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Indian Overseas Bank in Tilkamanjhi Bhagalpur do not get mixed with another location.

Format of the IFSC Code IOBA0001721

The format of the IFSC Code for banks, including Indian Overseas Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Overseas Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tilkamanjhi Bhagalpur in Bhagalpur.

For example, the IFSC Code IOBA0001721 of Indian Overseas Bank for the Tilkamanjhi Bhagalpur branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.

How to Find IFSC Code for Indian Overseas Bank?

If you are looking for the IFSC Code IOBA0001721 of Indian Overseas Bank for its Tilkamanjhi Bhagalpur branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Overseas Bank branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Overseas Bank and look for the branch locator section, then search for Tilkamanjhi Bhagalpur or Bhagalpur to get the exact IFSC Code IOBA0001721.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Overseas Bank and Bhagalpur, then it will provide you proper information.

How to Use IFSC Code IOBA0001721 for Online Transfers?

If you have the IFSC Code IOBA0001721 for the Tilkamanjhi Bhagalpur branch of Indian Overseas Bank in Bhagalpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0001721. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Overseas Bank IFSC Code IOBA0001721.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Overseas Bank Tilkamanjhi Bhagalpur in Bhagalpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Tilkamanjhi Bhagalpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhagalpur to handle online money transfers and get their cheques cleared smoothly.