IFSC Code of Indian Overseas Bank, Barpeta, Barpeta Road, Assam — IOBA0002250

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Overseas Bank for its Barpeta branch in Barpeta, Barpeta Road, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Overseas Bank located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IOBA0002250. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Overseas Bank, Barpeta, Barpeta

Here are the main details that are associated with the IFSC Code IOBA0002250 of Indian Overseas Bank for its branch located in Barpeta, within the district of Barpeta Road in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Indian Overseas Bank in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IOBA0002250 for the Barpeta branch of Indian Overseas Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Overseas Bank located in Barpeta, Barpeta, Assam, is provided with a unique IFSC like IOBA0002250 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Overseas Bank branch in Barpeta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Barpeta and Barpeta Road.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Indian Overseas Bank in Barpeta do not get mixed with another location.

Format of the IFSC Code IOBA0002250

This is the format of the IFSC Code for banks, including Indian Overseas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Overseas Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barpeta in Barpeta.

For example, the IFSC Code IOBA0002250 of Indian Overseas Bank for the Barpeta branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Indian Overseas Bank?

To find the IFSC Code IOBA0002250 of Indian Overseas Bank for its Barpeta branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Overseas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Overseas Bank branches in Barpeta and Barpeta Road, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Overseas Bank and go to the branch locator section. Then search for Barpeta or Barpeta to find the exact IFSC Code IOBA0002250.

Mobile Banking App

If you use Indian Overseas Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Overseas Bank and Barpeta will provide accurate information.

How to Use IFSC Code IOBA0002250 for Online Transfers?

Once you have the IFSC Code IOBA0002250 for the Barpeta branch of Indian Overseas Bank in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IOBA0002250. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Overseas Bank IFSC Code IOBA0002250.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Overseas Bank Barpeta in Barpeta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Overseas Bank in Barpeta, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Overseas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.