The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Gurkha Basti branch in West Tripura, Kunjaban, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in West Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code IDIB000G077. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Gurkha Basti, West Tripura

The table below shows the main details of the IFSC Code IDIB000G077 for the Indian Bank branch in West Tripura, which falls under the Kunjaban district in Tripura.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000G077
Branch Gurkha Basti
City West Tripura
District Kunjaban
State Tripura
Address Airport Road Gurkha Basti Kunjaban Agartala Pin 799006

These details help users in online banking and for businesses and individuals who use Indian Bank in West Tripura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G077 for the Gurkha Basti branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Gurkha Basti, West Tripura, Tripura, is provided with a unique IFSC like IDIB000G077 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in West Tripura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Tripura and Kunjaban.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tripura and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Gurkha Basti do not get mixed with another location.

Format of the IFSC Code IDIB000G077

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gurkha Basti in West Tripura.

For example, the IFSC Code IDIB000G077 of Indian Bank for the Gurkha Basti branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000G077 of Indian Bank for its Gurkha Basti branch located in West Tripura, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in West Tripura and Kunjaban, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Gurkha Basti or West Tripura to get the exact IFSC Code IDIB000G077.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and West Tripura, then it will provide you proper information.

How to Use IFSC Code IDIB000G077 for Online Transfers?

Once you have the IFSC Code IDIB000G077 for the Gurkha Basti branch of Indian Bank in West Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000G077. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000G077.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Gurkha Basti in West Tripura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Gurkha Basti, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Tripura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Gurkha Basti, West Tripura?

The IFSC Code is IDIB000G077.

Is the IFSC Code IDIB000G077 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Gurkha Basti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurkha Basti branch?

The address of the branch is Airport Road Gurkha Basti Kunjaban Agartala Pin 799006 located in West Tripura, Kunjaban, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.