There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Agartala branch in West Tripura, West Tripura, Tripura, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in West Tripura or anywhere in Tripura can easily transfer funds instantly by using the correct IFSC Code IDIB000A048. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Agartala, West Tripura

Below in the table are the key details related to IFSC Code IDIB000A048 of Indian Bank for its branch located in West Tripura, within the district of West Tripura in the state of Tripura.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A048
Branch Agartala
City West Tripura
District West Tripura
State Tripura
Address K Das Market1St Floor Sakuntala Road Opp Metro Bazar Agartala Pin 799001

These details helps users in online banking and for businesses and individuals who use Indian Bank in West Tripura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A048 for the Agartala branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Agartala, West Tripura, Tripura, is provided a unique IFSC like IDIB000A048 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in West Tripura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like West Tripura and West Tripura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tripura and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Agartala do not get misguided to another person.

Format of the IFSC Code IDIB000A048

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agartala in West Tripura.

For example, the IFSC Code IDIB000A048 of Indian Bank for the Agartala branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000A048 of Indian Bank for its Agartala branch located in West Tripura, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in West Tripura and West Tripura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Agartala or West Tripura to get the exact IFSC Code IDIB000A048.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and West Tripura, you'll get the correct details.

How to Use IFSC Code IDIB000A048 for Online Transfers?

Once you have the IFSC Code IDIB000A048 for the Agartala branch of Indian Bank in West Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000A048. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A048.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Agartala in West Tripura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Agartala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Tripura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Agartala, West Tripura?

The IFSC Code is IDIB000A048.

Is the IFSC Code IDIB000A048 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Agartala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Agartala branch?

The address of the branch is K Das Market1St Floor Sakuntala Road Opp Metro Bazar Agartala Pin 799001 located in West Tripura, West Tripura, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.