IFSC Code of Indian Bank, Perumbakkam, Perumbakkam, Tamil Nadu- IDIB000P164

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Perumbakkam branch in Villupuram, Perumbakkam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Villupuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000P164. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Perumbakkam, Villupuram

The table below shows the main details of the IFSC Code IDIB000P164 for the Indian Bank branch in Villupuram, which falls under the Perumbakkam district in Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Villupuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000P164 for the Perumbakkam branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Perumbakkam, Villupuram, Tamil Nadu, is provided with a unique IFSC like IDIB000P164 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Villupuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Villupuram and Perumbakkam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Perumbakkam do not get mixed with another location.

Format of the IFSC Code IDIB000P164

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perumbakkam in Villupuram.

For example, the IFSC Code IDIB000P164 of Indian Bank for the Perumbakkam branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P164 of Indian Bank for its Perumbakkam branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Villupuram and Perumbakkam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Perumbakkam or Villupuram to get the exact IFSC Code IDIB000P164.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Villupuram, you'll get the correct details.

How to Use IFSC Code IDIB000P164 for Online Transfers?

If you have the IFSC Code IDIB000P164 for the Perumbakkam branch of Indian Bank in Villupuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P164. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000P164.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Perumbakkam in Villupuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Perumbakkam, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Villupuram manage online transfers as well as cheque clearances with ease.