The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Fatehpurhat branch in Uttar Dinajpur, Fatepurhat, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000F515. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Fatehpurhat, Uttar Dinajpur

Here are the key points that are associated with the IFSC Code IDIB000F515 of Indian Bank for its branch located in Uttar Dinajpur, within the district of Fatepurhat in the state of West Bengal.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000F515
Branch Fatehpurhat
City Uttar Dinajpur
District Fatepurhat
State West Bengal
Address Village Po Fatehpurhat Ps Kaliaganj Fatepurhat Fatepurhat Pin 733132

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Uttar Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000F515 for the Fatehpurhat branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Fatehpurhat, Uttar Dinajpur, West Bengal, are given a unique IFSC like IDIB000F515 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Uttar Dinajpur and Fatepurhat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Fatehpurhat goes to the correct branch. This is important because Indian Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000F515

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpurhat in Uttar Dinajpur.

For example, the IFSC Code IDIB000F515 of Indian Bank for the Fatehpurhat branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000F515 of Indian Bank for its Fatehpurhat branch located in Uttar Dinajpur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Uttar Dinajpur and Fatepurhat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Fatehpurhat or Uttar Dinajpur to find the exact IFSC Code IDIB000F515.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Uttar Dinajpur will provide accurate information.

How to Use IFSC Code IDIB000F515 for Online Transfers?

Once you have the IFSC Code IDIB000F515 for the Fatehpurhat branch of Indian Bank in Uttar Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000F515. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000F515.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Fatehpurhat in Uttar Dinajpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Fatehpurhat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Fatehpurhat Uttar Dinajpur?

The IFSC Code of the Fatehpurhat Uttar Dinajpur branch is IDIB000F515.

Is IFSC Code IDIB000F515 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Fatehpurhat branch?

The branch is located at Village Po Fatehpurhat Ps Kaliaganj Fatepurhat Fatepurhat Pin 733132.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.