Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Rikhabdeo Keshariyaji branch in Udaipur, Rishabhdeo, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Udaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000R636. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Rikhabdeo Keshariyaji, Udaipur
Below in the table are the key details related to IFSC Code IDIB000R636 of Indian Bank for its branch located in Udaipur, within the district of Rishabhdeo in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000R636 |
| Branch | Rikhabdeo Keshariyaji |
| City | Udaipur |
| District | Rishabhdeo |
| State | Rajasthan |
| Address | Ram Mandir Opposite Police Chowki Rishabhdeo Rishabhdeo Pin 313802 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Udaipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R636 for the Rikhabdeo Keshariyaji branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Rikhabdeo Keshariyaji, Udaipur, Rajasthan, is provided with a unique IFSC like IDIB000R636 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Udaipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Udaipur and Rishabhdeo.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Rikhabdeo Keshariyaji do not get mixed with another location.
Format of the IFSC Code IDIB000R636
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rikhabdeo Keshariyaji in Udaipur.
For example, the IFSC Code IDIB000R636 of Indian Bank for the Rikhabdeo Keshariyaji branch includes these elements, identifying the bank and the branch location in Udaipur and Rajasthan accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000R636 of Indian Bank for its Rikhabdeo Keshariyaji branch located in Udaipur, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Udaipur and Rishabhdeo, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Rikhabdeo Keshariyaji or Udaipur to find the exact IFSC Code IDIB000R636.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Udaipur will provide accurate information.
How to Use IFSC Code IDIB000R636 for Online Transfers?
Once you have the IFSC Code IDIB000R636 for the Rikhabdeo Keshariyaji branch of Indian Bank in Udaipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000R636. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R636.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Rikhabdeo Keshariyaji in Udaipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Rikhabdeo Keshariyaji, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Udaipur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000R636.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ram Mandir Opposite Police Chowki Rishabhdeo Rishabhdeo Pin 313802 located in Udaipur, Rishabhdeo, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.