Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Ordnance Estate Suriyur branch in Trichy, Trichy, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Trichy or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000S058. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Ordnance Estate Suriyur, Trichy
Here are the main details that are associated with the IFSC Code IDIB000S058 of Indian Bank for its branch located in Trichy, within the district of Trichy in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000S058 |
| Branch | Ordnance Estate Suriyur |
| City | Trichy |
| District | Trichy |
| State | Tamil Nadu |
| Address | Ordnance Estate Suriyur Trichy Ordnance Estate Pin 620016 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Trichy for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S058 for the Ordnance Estate Suriyur branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Ordnance Estate Suriyur, Trichy, Tamil Nadu, are allotted a unique IFSC like IDIB000S058 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Trichy.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Trichy and Trichy.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Ordnance Estate Suriyur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code IDIB000S058
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ordnance Estate Suriyur in Trichy.
For example, the IFSC Code IDIB000S058 of Indian Bank for the Ordnance Estate Suriyur branch has these elements, identifying the bank and the branch location in Trichy and Tamil Nadu correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000S058 of Indian Bank for its Ordnance Estate Suriyur branch located in Trichy, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Trichy and Trichy, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Ordnance Estate Suriyur or Trichy to get the exact IFSC Code IDIB000S058.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Trichy that will provide accurate information.
How to Use IFSC Code IDIB000S058 for Online Transfers?
Once you have the IFSC Code IDIB000S058 for the Ordnance Estate Suriyur branch of Indian Bank in Trichy, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000S058. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S058.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Ordnance Estate Suriyur in Trichy, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Ordnance Estate Suriyur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Trichy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000S058.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ordnance Estate Suriyur Trichy Ordnance Estate Pin 620016 located in Trichy, Trichy, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.