The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Newai branch in Tonk, Newai, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Tonk or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000N130. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Newai, Tonk
Here are some of the key details that come with the IFSC Code IDIB000N130 of Indian Bank for its branch located in Tonk, within the district of Newai in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000N130 |
| Branch | Newai |
| City | Tonk |
| District | Newai |
| State | Rajasthan |
| Address | Near F C I Godown Jaipur Road Newai Newai Pin 304021 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Tonk for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000N130 for the Newai branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Newai, Tonk, Rajasthan, is provided a unique IFSC like IDIB000N130 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Tonk.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tonk and Newai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Newai do not get misguided to another person.
Format of the IFSC Code IDIB000N130
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Newai in Tonk.
For example, the IFSC Code IDIB000N130 of Indian Bank for the Newai branch includes these elements, identifying the bank and the branch location in Tonk and Rajasthan accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000N130 of Indian Bank for its Newai branch located in Tonk, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Tonk and Newai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Newai or Tonk to get the exact IFSC Code IDIB000N130.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tonk, then it will provide you proper information.
How to Use IFSC Code IDIB000N130 for Online Transfers?
If you have the IFSC Code IDIB000N130 for the Newai branch of Indian Bank in Tonk, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000N130. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000N130.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Newai in Tonk, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Newai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tonk manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000N130.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near F C I Godown Jaipur Road Newai Newai Pin 304021 located in Tonk, Newai, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.