For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Thervazhi branch in Tiruvallur, Thervazhi Panjayath, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Tiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T179. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Thervazhi, Tiruvallur
Here are the key points that are associated with the IFSC Code IDIB000T179 of Indian Bank for its branch located in Tiruvallur, within the district of Thervazhi Panjayath in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T179 |
| Branch | Thervazhi |
| City | Tiruvallur |
| District | Thervazhi Panjayath |
| State | Tamil Nadu |
| Address | Plot No 5 Prithivi Nagar Thervazhi Panjayath Via Gummidipoondi Pin 601201 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Tiruvallur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000T179 for the Thervazhi branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Thervazhi, Tiruvallur, Tamil Nadu, are allotted a unique IFSC like IDIB000T179 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruvallur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tiruvallur and Thervazhi Panjayath.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Thervazhi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code IDIB000T179
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thervazhi in Tiruvallur.
For example, the IFSC Code IDIB000T179 of Indian Bank for the Thervazhi branch includes these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000T179 of Indian Bank for its Thervazhi branch located in Tiruvallur, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Tiruvallur and Thervazhi Panjayath, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Thervazhi or Tiruvallur to get the exact IFSC Code IDIB000T179.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Tiruvallur that will provide accurate information.
How to Use IFSC Code IDIB000T179 for Online Transfers?
Once you have the IFSC Code IDIB000T179 for the Thervazhi branch of Indian Bank in Tiruvallur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000T179. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T179.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Thervazhi in Tiruvallur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Thervazhi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tiruvallur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000T179.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No 5 Prithivi Nagar Thervazhi Panjayath Via Gummidipoondi Pin 601201 located in Tiruvallur, Thervazhi Panjayath, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.