For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its St.Peters Engg College, Avadi branch in Tiruvallur, Avadi Chennai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Tiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000S182. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, St.Peters Engg College, Avadi, Tiruvallur

Below in the table are the key details related to IFSC Code IDIB000S182 of Indian Bank for its branch located in Tiruvallur, within the district of Avadi Chennai in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S182
Branch St.Peters Engg College, Avadi
City Tiruvallur
District Avadi Chennai
State Tamil Nadu
Address Stpeter S Engg College College Road Avadi Chennai Avadi Pin 600054

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Tiruvallur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000S182 for the St.Peters Engg College, Avadi branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in St.Peters Engg College, Avadi, Tiruvallur, Tamil Nadu, are allotted a unique IFSC like IDIB000S182 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruvallur and Avadi Chennai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in St.Peters Engg College, Avadi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDIB000S182

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like St.Peters Engg College, Avadi in Tiruvallur.

For example, the IFSC Code IDIB000S182 of Indian Bank for the St.Peters Engg College, Avadi branch has these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000S182 of Indian Bank for its St.Peters Engg College, Avadi branch located in Tiruvallur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Tiruvallur and Avadi Chennai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for St.Peters Engg College, Avadi or Tiruvallur to get the exact IFSC Code IDIB000S182.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tiruvallur, then it will provide you proper information.

How to Use IFSC Code IDIB000S182 for Online Transfers?

Once you have the IFSC Code IDIB000S182 for the St.Peters Engg College, Avadi branch of Indian Bank in Tiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S182. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S182.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank St.Peters Engg College, Avadi in Tiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in St.Peters Engg College, Avadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in St.Peters Engg College, Avadi, Tiruvallur?

The IFSC Code is IDIB000S182.

Is the IFSC Code IDIB000S182 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank St.Peters Engg College, Avadi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the St.Peters Engg College, Avadi branch?

The address of the branch is Stpeter S Engg College College Road Avadi Chennai Avadi Pin 600054 located in Tiruvallur, Avadi Chennai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.