The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Microsate Branch, Tiruvallur branch in Tiruvallur, Tiruvallur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Tiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000M192. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Microsate Branch, Tiruvallur, Tiruvallur
Below in the table are the key details related to IFSC Code IDIB000M192 of Indian Bank for its branch located in Tiruvallur, within the district of Tiruvallur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000M192 |
| Branch | Microsate Branch, Tiruvallur |
| City | Tiruvallur |
| District | Tiruvallur |
| State | Tamil Nadu |
| Address | 210/4 Cv Naidu Salai Tiruvallur Tiruvallur Pin 602001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Tiruvallur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M192 for the Microsate Branch, Tiruvallur branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Microsate Branch, Tiruvallur, Tiruvallur, Tamil Nadu, is provided with a unique IFSC like IDIB000M192 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Tiruvallur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvallur and Tiruvallur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Microsate Branch, Tiruvallur do not get mixed with another location.
Format of the IFSC Code IDIB000M192
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Microsate Branch, Tiruvallur in Tiruvallur.
For example, the IFSC Code IDIB000M192 of Indian Bank for the Microsate Branch, Tiruvallur branch has these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000M192 of Indian Bank for its Microsate Branch, Tiruvallur branch located in Tiruvallur, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Tiruvallur and Tiruvallur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Microsate Branch, Tiruvallur or Tiruvallur to get the exact IFSC Code IDIB000M192.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tiruvallur, then it will provide you proper information.
How to Use IFSC Code IDIB000M192 for Online Transfers?
Once you have the IFSC Code IDIB000M192 for the Microsate Branch, Tiruvallur branch of Indian Bank in Tiruvallur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000M192. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000M192.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Microsate Branch, Tiruvallur in Tiruvallur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Microsate Branch, Tiruvallur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tiruvallur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000M192.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 210/4 Cv Naidu Salai Tiruvallur Tiruvallur Pin 602001 located in Tiruvallur, Tiruvallur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.