There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Theivanayagaperi branch in Tirunelveli, Theivanayagaperi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Tirunelveli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000T173. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Theivanayagaperi, Tirunelveli

Here are the key points that are associated with the IFSC Code IDIB000T173 of Indian Bank for its branch located in Tirunelveli, within the district of Theivanayagaperi in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T173
Branch Theivanayagaperi
City Tirunelveli
District Theivanayagaperi
State Tamil Nadu
Address No 24 South Nadar Street Near Bus Stand Theivanayagaperi Nanguneri Taluk Pin 627354

These details helps users in online banking and for businesses and individuals who use Indian Bank in Tirunelveli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T173 for the Theivanayagaperi branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Theivanayagaperi, Tirunelveli, Tamil Nadu, is provided a unique IFSC like IDIB000T173 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Tirunelveli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelveli and Theivanayagaperi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Theivanayagaperi do not get misguided to another person.

Format of the IFSC Code IDIB000T173

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Theivanayagaperi in Tirunelveli.

For example, the IFSC Code IDIB000T173 of Indian Bank for the Theivanayagaperi branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000T173 of Indian Bank for its Theivanayagaperi branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Tirunelveli and Theivanayagaperi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Theivanayagaperi or Tirunelveli to get the exact IFSC Code IDIB000T173.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tirunelveli, then it will provide you proper information.

How to Use IFSC Code IDIB000T173 for Online Transfers?

If you have the IFSC Code IDIB000T173 for the Theivanayagaperi branch of Indian Bank in Tirunelveli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T173. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T173.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Theivanayagaperi in Tirunelveli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Theivanayagaperi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirunelveli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Theivanayagaperi, Tirunelveli?

The IFSC Code is IDIB000T173.

Is the IFSC Code IDIB000T173 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Theivanayagaperi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Theivanayagaperi branch?

The address of the branch is No 24 South Nadar Street Near Bus Stand Theivanayagaperi Nanguneri Taluk Pin 627354 located in Tirunelveli, Theivanayagaperi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.