The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its M.S.University(Abishekapatti) branch in Tirunelveli, Abishekapatti, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Tirunelveli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000A107. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, M.S.University(Abishekapatti), Tirunelveli

Here are some of the key details that come with the IFSC Code IDIB000A107 of Indian Bank for its branch located in Tirunelveli, within the district of Abishekapatti in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A107
Branch M.S.University(Abishekapatti)
City Tirunelveli
District Abishekapatti
State Tamil Nadu
Address Indian Bank Msuniversity Campus Abishekapatti Msuniversity Pin 627012

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Tirunelveli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A107 for the M.S.University(Abishekapatti) branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in M.S.University(Abishekapatti), Tirunelveli, Tamil Nadu, is provided with a unique IFSC like IDIB000A107 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Tirunelveli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tirunelveli and Abishekapatti.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in M.S.University(Abishekapatti) do not get mixed with another location.

Format of the IFSC Code IDIB000A107

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as M.S.University(Abishekapatti) in Tirunelveli.

For example, the IFSC Code IDIB000A107 of Indian Bank for the M.S.University(Abishekapatti) branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000A107 of Indian Bank for its M.S.University(Abishekapatti) branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Tirunelveli and Abishekapatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for M.S.University(Abishekapatti) or Tirunelveli to get the exact IFSC Code IDIB000A107.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tirunelveli, then it will provide you proper information.

How to Use IFSC Code IDIB000A107 for Online Transfers?

If you have the IFSC Code IDIB000A107 for the M.S.University(Abishekapatti) branch of Indian Bank in Tirunelveli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000A107. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000A107.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank M.S.University(Abishekapatti) in Tirunelveli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in M.S.University(Abishekapatti), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in M.S.University(Abishekapatti), Tirunelveli?

The IFSC Code is IDIB000A107.

Is the IFSC Code IDIB000A107 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank M.S.University(Abishekapatti)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the M.S.University(Abishekapatti) branch?

The address of the branch is Indian Bank Msuniversity Campus Abishekapatti Msuniversity Pin 627012 located in Tirunelveli, Abishekapatti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.