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IFSC Code of Indian Bank, Tinsukia Bazar, Tinsukia, Assam — IDIB000T144

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Tinsukia Bazar branch in Tinsukia, Tinsukia, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000T144. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Tinsukia Bazar, Tinsukia

Here are some of the key details that come with the IFSC Code IDIB000T144 of Indian Bank for its branch located in Tinsukia, within the district of Tinsukia in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T144
Branch Tinsukia Bazar
City Tinsukia
District Tinsukia
State Assam
Address A T Road Tinkonia Assam Sri Guru Singh Sabha Gurudwara Building Tinsukia Pin 786125

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Tinsukia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T144 for the Tinsukia Bazar branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tinsukia Bazar, Tinsukia, Assam, is provided a unique IFSC like IDIB000T144 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Tinsukia.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tinsukia and Tinsukia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Tinsukia Bazar do not get misguided to another person.

Format of the IFSC Code IDIB000T144

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tinsukia Bazar in Tinsukia.

For example, the IFSC Code IDIB000T144 of Indian Bank for the Tinsukia Bazar branch has these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T144 of Indian Bank for its Tinsukia Bazar branch located in Tinsukia, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Tinsukia and Tinsukia, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Tinsukia Bazar or Tinsukia to get the exact IFSC Code IDIB000T144.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Tinsukia, you'll get the correct details.

How to Use IFSC Code IDIB000T144 for Online Transfers?

Once you have the IFSC Code IDIB000T144 for the Tinsukia Bazar branch of Indian Bank in Tinsukia, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T144. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T144.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Tinsukia Bazar in Tinsukia may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Tinsukia Bazar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tinsukia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Tinsukia Bazar, Tinsukia?

The IFSC Code is IDIB000T144.

Is the IFSC Code IDIB000T144 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Tinsukia Bazar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tinsukia Bazar branch?

The address of the branch is A T Road Tinkonia Assam Sri Guru Singh Sabha Gurudwara Building Tinsukia Pin 786125 located in Tinsukia, Tinsukia, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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