There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Adavangudi branch in Thiruvarur, Adavangudi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Thiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000A067. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Adavangudi, Thiruvarur

The table below shows the main details of the IFSC Code IDIB000A067 for the Indian Bank branch in Thiruvarur, which falls under the Adavangudi district in Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A067
Branch Adavangudi
City Thiruvarur
District Adavangudi
State Tamil Nadu
Address 2/102 Dharusalam Street Adavangudi Kodavasal Taluk Pin 613705

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Thiruvarur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A067 for the Adavangudi branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Adavangudi, Thiruvarur, Tamil Nadu, are allotted a unique IFSC like IDIB000A067 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvarur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thiruvarur and Adavangudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Adavangudi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDIB000A067

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adavangudi in Thiruvarur.

For example, the IFSC Code IDIB000A067 of Indian Bank for the Adavangudi branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000A067 of Indian Bank for its Adavangudi branch located in Thiruvarur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Thiruvarur and Adavangudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Adavangudi or Thiruvarur to find the exact IFSC Code IDIB000A067.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Thiruvarur will provide accurate information.

How to Use IFSC Code IDIB000A067 for Online Transfers?

Once you have the IFSC Code IDIB000A067 for the Adavangudi branch of Indian Bank in Thiruvarur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000A067. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A067.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Adavangudi in Thiruvarur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Adavangudi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvarur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Adavangudi Thiruvarur?

The IFSC Code of the Adavangudi Thiruvarur branch is IDIB000A067.

Is IFSC Code IDIB000A067 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Adavangudi branch?

The branch is located at 2/102 Dharusalam Street Adavangudi Kodavasal Taluk Pin 613705.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.