The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Attingal branch in Thiruvananthapuram, Attingal, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IDIB000A034. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Attingal, Thiruvananthapuram

Here are some of the key details that come with the IFSC Code IDIB000A034 of Indian Bank for its branch located in Thiruvananthapuram, within the district of Attingal in the state of Kerala.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A034
Branch Attingal
City Thiruvananthapuram
District Attingal
State Kerala
Address P B No 6 Amc Xii/472 Attingal Po Attingal Attingal Pin 695101

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A034 for the Attingal branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000A034 is given to every bank branch, including Indian Bank located in Attingal, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Attingal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Attingal doesn't end up at another location.

Format of the IFSC Code IDIB000A034

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Attingal in Thiruvananthapuram.

For example, the IFSC Code IDIB000A034 of Indian Bank for the Attingal branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000A034 of Indian Bank for its Attingal branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Thiruvananthapuram and Attingal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Attingal or Thiruvananthapuram to find the exact IFSC Code IDIB000A034.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code IDIB000A034 for Online Transfers?

Once you have the IFSC Code IDIB000A034 for the Attingal branch of Indian Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000A034. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A034.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Attingal in Thiruvananthapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Attingal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Attingal, Thiruvananthapuram?

The IFSC Code is IDIB000A034.

Is the IFSC Code IDIB000A034 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Attingal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Attingal branch?

The address of the branch is P B No 6 Amc Xii/472 Attingal Po Attingal Attingal Pin 695101 located in Thiruvananthapuram, Attingal, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.