There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Tiruvaiyaru branch in Thanjavur, Thiruvaiyaru, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Thanjavur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000T112. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Tiruvaiyaru, Thanjavur

The table below shows the main details of the IFSC Code IDIB000T112 for the Indian Bank branch in Thanjavur, which falls under the Thiruvaiyaru district in Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T112
Branch Tiruvaiyaru
City Thanjavur
District Thiruvaiyaru
State Tamil Nadu
Address 69/70 South Street Thiruvaiyaru Thiruvaiyaru Post Pin 613204

These details help users in online banking and for businesses and individuals who use Indian Bank in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T112 for the Tiruvaiyaru branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tiruvaiyaru, Thanjavur, Tamil Nadu, is provided a unique IFSC like IDIB000T112 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Thanjavur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thanjavur and Thiruvaiyaru.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Tiruvaiyaru do not get misguided to another person.

Format of the IFSC Code IDIB000T112

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tiruvaiyaru in Thanjavur.

For example, the IFSC Code IDIB000T112 of Indian Bank for the Tiruvaiyaru branch has these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T112 of Indian Bank for its Tiruvaiyaru branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Thanjavur and Thiruvaiyaru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Tiruvaiyaru or Thanjavur to get the exact IFSC Code IDIB000T112.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Thanjavur that will provide accurate information.

How to Use IFSC Code IDIB000T112 for Online Transfers?

Once you have the IFSC Code IDIB000T112 for the Tiruvaiyaru branch of Indian Bank in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000T112. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T112.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Tiruvaiyaru in Thanjavur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tiruvaiyaru, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Tiruvaiyaru Thanjavur?

The IFSC Code of the Tiruvaiyaru Thanjavur branch is IDIB000T112.

Is IFSC Code IDIB000T112 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Tiruvaiyaru branch?

The branch is located at 69/70 South Street Thiruvaiyaru Thiruvaiyaru Post Pin 613204.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.