The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Tirupanthuruthi branch in Thanjavur, Tirupanthuruthi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T106. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Tirupanthuruthi, Thanjavur

Here are some of the key details that come with the IFSC Code IDIB000T106 of Indian Bank for its branch located in Thanjavur, within the district of Tirupanthuruthi in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T106
Branch Tirupanthuruthi
City Thanjavur
District Tirupanthuruthi
State Tamil Nadu
Address 155Main Road Tirupanthuruthi Tirupanthuruthi Thiruppanturuthi Pin 613103

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Thanjavur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T106 for the Tirupanthuruthi branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Tirupanthuruthi, Thanjavur, Tamil Nadu, are allotted a unique IFSC like IDIB000T106 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thanjavur and Tirupanthuruthi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Tirupanthuruthi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDIB000T106

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirupanthuruthi in Thanjavur.

For example, the IFSC Code IDIB000T106 of Indian Bank for the Tirupanthuruthi branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T106 of Indian Bank for its Tirupanthuruthi branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Thanjavur and Tirupanthuruthi, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Tirupanthuruthi or Thanjavur to get the exact IFSC Code IDIB000T106.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Thanjavur, you'll get the correct details.

How to Use IFSC Code IDIB000T106 for Online Transfers?

Once you have the IFSC Code IDIB000T106 for the Tirupanthuruthi branch of Indian Bank in Thanjavur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T106. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000T106.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Tirupanthuruthi in Thanjavur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tirupanthuruthi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Tirupanthuruthi, Thanjavur?

The IFSC Code is IDIB000T106.

Is the IFSC Code IDIB000T106 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Tirupanthuruthi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tirupanthuruthi branch?

The address of the branch is 155Main Road Tirupanthuruthi Tirupanthuruthi Thiruppanturuthi Pin 613103 located in Thanjavur, Tirupanthuruthi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.