The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Thiruvidaimaruthur branch in Thanjavur, Thiruvidaimaruthur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T177. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Thiruvidaimaruthur, Thanjavur

The table below shows the main details of the IFSC Code IDIB000T177 for the Indian Bank branch in Thanjavur, which falls under the Thiruvidaimaruthur district in Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T177
Branch Thiruvidaimaruthur
City Thanjavur
District Thiruvidaimaruthur
State Tamil Nadu
Address No 17 North Street Thiruvidaimaruthur Thiruvidaimaruthur Pin 612104

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Thanjavur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T177 for the Thiruvidaimaruthur branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Thiruvidaimaruthur, Thanjavur, Tamil Nadu, is provided with a unique IFSC like IDIB000T177 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thanjavur and Thiruvidaimaruthur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Thiruvidaimaruthur do not get mixed with another location.

Format of the IFSC Code IDIB000T177

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvidaimaruthur in Thanjavur.

For example, the IFSC Code IDIB000T177 of Indian Bank for the Thiruvidaimaruthur branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T177 of Indian Bank for its Thiruvidaimaruthur branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Thanjavur and Thiruvidaimaruthur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Thiruvidaimaruthur or Thanjavur to get the exact IFSC Code IDIB000T177.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Thanjavur, you'll get the correct details.

How to Use IFSC Code IDIB000T177 for Online Transfers?

Once you have the IFSC Code IDIB000T177 for the Thiruvidaimaruthur branch of Indian Bank in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T177. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T177.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Thiruvidaimaruthur in Thanjavur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Thiruvidaimaruthur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Thiruvidaimaruthur, Thanjavur?

The IFSC Code is IDIB000T177.

Is the IFSC Code IDIB000T177 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Thiruvidaimaruthur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruvidaimaruthur branch?

The address of the branch is No 17 North Street Thiruvidaimaruthur Thiruvidaimaruthur Pin 612104 located in Thanjavur, Thiruvidaimaruthur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.