There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Easwari Nagar branch in Thanjavur, Mangalapuram, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Thanjavur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000T095. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Easwari Nagar, Thanjavur

Here are some of the key details that come with the IFSC Code IDIB000T095 of Indian Bank for its branch located in Thanjavur, within the district of Mangalapuram in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T095
Branch Easwari Nagar
City Thanjavur
District Mangalapuram
State Tamil Nadu
Address Sf 326A 11 Medical College Road Mangalapuram Thanjavur Pin 613007

These details help users in online banking and for businesses and individuals who use Indian Bank in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T095 for the Easwari Nagar branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Easwari Nagar, Thanjavur, Tamil Nadu, is provided a unique IFSC like IDIB000T095 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Thanjavur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thanjavur and Mangalapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Easwari Nagar do not get misguided to another person.

Format of the IFSC Code IDIB000T095

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Easwari Nagar in Thanjavur.

For example, the IFSC Code IDIB000T095 of Indian Bank for the Easwari Nagar branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000T095 of Indian Bank for its Easwari Nagar branch located in Thanjavur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Thanjavur and Mangalapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Easwari Nagar or Thanjavur to find the exact IFSC Code IDIB000T095.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Thanjavur will provide accurate information.

How to Use IFSC Code IDIB000T095 for Online Transfers?

Once you have the IFSC Code IDIB000T095 for the Easwari Nagar branch of Indian Bank in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T095. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T095.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Easwari Nagar in Thanjavur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Easwari Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Easwari Nagar, Thanjavur?

The IFSC Code is IDIB000T095.

Is the IFSC Code IDIB000T095 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Easwari Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Easwari Nagar branch?

The address of the branch is Sf 326A 11 Medical College Road Mangalapuram Thanjavur Pin 613007 located in Thanjavur, Mangalapuram, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.