Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Ammanpettai branch in Thanjavur, Ammanpettai, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000A091. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Ammanpettai, Thanjavur

Here are the key points that are associated with the IFSC Code IDIB000A091 of Indian Bank for its branch located in Thanjavur, within the district of Ammanpettai in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A091
Branch Ammanpettai
City Thanjavur
District Ammanpettai
State Tamil Nadu
Address 770 Main Road Manakarambai Vediyapuram Post Ammanpettai Ammanpettai Pin 613205

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Thanjavur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000A091 for the Ammanpettai branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Ammanpettai, Thanjavur, Tamil Nadu, is provided a unique IFSC like IDIB000A091 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Thanjavur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thanjavur and Ammanpettai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Ammanpettai do not get misguided to another person.

Format of the IFSC Code IDIB000A091

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ammanpettai in Thanjavur.

For example, the IFSC Code IDIB000A091 of Indian Bank for the Ammanpettai branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000A091 of Indian Bank for its Ammanpettai branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Thanjavur and Ammanpettai, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Ammanpettai or Thanjavur to get the exact IFSC Code IDIB000A091.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Thanjavur, you'll get the correct details.

How to Use IFSC Code IDIB000A091 for Online Transfers?

Once you have the IFSC Code IDIB000A091 for the Ammanpettai branch of Indian Bank in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000A091. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A091.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Ammanpettai in Thanjavur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Ammanpettai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thanjavur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Ammanpettai, Thanjavur?

The IFSC Code is IDIB000A091.

Is the IFSC Code IDIB000A091 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Ammanpettai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ammanpettai branch?

The address of the branch is 770 Main Road Manakarambai Vediyapuram Post Ammanpettai Ammanpettai Pin 613205 located in Thanjavur, Ammanpettai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.