The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Alangulam branch in Tenkasi, Alangulam, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Tenkasi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000A145. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Alangulam, Tenkasi
Here are some of the key details that come with the IFSC Code IDIB000A145 of Indian Bank for its branch located in Tenkasi, within the district of Alangulam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000A145 |
| Branch | Alangulam |
| City | Tenkasi |
| District | Alangulam |
| State | Tamil Nadu |
| Address | 580A Alangulam Tenkasi Main Road Alangulam Alangulam Pin 627851 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Tenkasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A145 for the Alangulam branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Alangulam, Tenkasi, Tamil Nadu, is provided a unique IFSC like IDIB000A145 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Tenkasi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tenkasi and Alangulam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Alangulam do not get misguided to another person.
Format of the IFSC Code IDIB000A145
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Alangulam in Tenkasi.
For example, the IFSC Code IDIB000A145 of Indian Bank for the Alangulam branch has these elements, identifying the bank and the branch location in Tenkasi and Tamil Nadu correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000A145 of Indian Bank for its Alangulam branch located in Tenkasi, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Tenkasi and Alangulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Alangulam or Tenkasi to get the exact IFSC Code IDIB000A145.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Tenkasi, then it will provide you proper information.
How to Use IFSC Code IDIB000A145 for Online Transfers?
Once you have the IFSC Code IDIB000A145 for the Alangulam branch of Indian Bank in Tenkasi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000A145. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000A145.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Alangulam in Tenkasi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Alangulam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tenkasi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000A145.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 580A Alangulam Tenkasi Main Road Alangulam Alangulam Pin 627851 located in Tenkasi, Alangulam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.