The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its New Tehri branch in Tehri Garhwal, Sai Chowk Baurari, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Tehri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDIB000N590. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, New Tehri, Tehri Garhwal
Here are some of the key details that come with the IFSC Code IDIB000N590 of Indian Bank for its branch located in Tehri Garhwal, within the district of Sai Chowk Baurari in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000N590 |
| Branch | New Tehri |
| City | Tehri Garhwal |
| District | Sai Chowk Baurari |
| State | Uttarakhand |
| Address | 1 Sector 1A Sai Chowk Baurari New Tehri Pin 249001 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Tehri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000N590 for the New Tehri branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in New Tehri, Tehri Garhwal, Uttarakhand, is provided with a unique IFSC like IDIB000N590 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Tehri Garhwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tehri Garhwal and Sai Chowk Baurari.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in New Tehri do not get mixed with another location.
Format of the IFSC Code IDIB000N590
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like New Tehri in Tehri Garhwal.
For example, the IFSC Code IDIB000N590 of Indian Bank for the New Tehri branch has these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000N590 of Indian Bank for its New Tehri branch located in Tehri Garhwal, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Tehri Garhwal and Sai Chowk Baurari, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for New Tehri or Tehri Garhwal to get the exact IFSC Code IDIB000N590.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Tehri Garhwal, you'll get the correct details.
How to Use IFSC Code IDIB000N590 for Online Transfers?
Once you have the IFSC Code IDIB000N590 for the New Tehri branch of Indian Bank in Tehri Garhwal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000N590. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000N590.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank New Tehri in Tehri Garhwal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in New Tehri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tehri Garhwal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000N590.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1 Sector 1A Sai Chowk Baurari New Tehri Pin 249001 located in Tehri Garhwal, Sai Chowk Baurari, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.