The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Kharkhari Rohand branch in South West Delhi, Rondh, Delhi, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in South West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDIB000K696. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Kharkhari Rohand, South West Delhi
Here are the main details that are associated with the IFSC Code IDIB000K696 of Indian Bank for its branch located in South West Delhi, within the district of Rondh in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000K696 |
| Branch | Kharkhari Rohand |
| City | South West Delhi |
| District | Rondh |
| State | Delhi |
| Address | 11A Kharkhari Rondh Post Office Ujwa Pin 110073 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in South West Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K696 for the Kharkhari Rohand branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kharkhari Rohand, South West Delhi, Delhi, is provided a unique IFSC like IDIB000K696 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in South West Delhi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like South West Delhi and Rondh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Kharkhari Rohand do not get misguided to another person.
Format of the IFSC Code IDIB000K696
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharkhari Rohand in South West Delhi.
For example, the IFSC Code IDIB000K696 of Indian Bank for the Kharkhari Rohand branch includes these elements, identifying the bank and the branch location in South West Delhi and Delhi accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000K696 of Indian Bank for its Kharkhari Rohand branch located in South West Delhi, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in South West Delhi and Rondh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Kharkhari Rohand or South West Delhi to get the exact IFSC Code IDIB000K696.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and South West Delhi, you'll get the correct details.
How to Use IFSC Code IDIB000K696 for Online Transfers?
Once you have the IFSC Code IDIB000K696 for the Kharkhari Rohand branch of Indian Bank in South West Delhi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000K696. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000K696.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Kharkhari Rohand in South West Delhi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Kharkhari Rohand, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in South West Delhi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000K696.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 11A Kharkhari Rondh Post Office Ujwa Pin 110073 located in South West Delhi, Rondh, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.