The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Port Blair branch in South Andaman, Phoenix Bay, Andaman And Nicobar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in South Andaman or anywhere in Andaman And Nicobar can transfer funds instantly by using the correct IFSC Code IDIB000P670. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Port Blair, South Andaman
Below in the table are the key details related to IFSC Code IDIB000P670 of Indian Bank for its branch located in South Andaman, within the district of Phoenix Bay in the state of Andaman And Nicobar.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000P670 |
| Branch | Port Blair |
| City | South Andaman |
| District | Phoenix Bay |
| State | Andaman And Nicobar |
| Address | Pb No 3041St Floor Gandhi Bhawan Phoenix Bay Portblair Pin 744101 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in South Andaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000P670 for the Port Blair branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Port Blair, South Andaman, Andaman And Nicobar, are allotted a unique IFSC like IDIB000P670 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in South Andaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like South Andaman and Phoenix Bay.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Port Blair reaches the right place, even though there are thousands of branches in Andaman And Nicobar and across India.
Format of the IFSC Code IDIB000P670
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Port Blair in South Andaman.
For example, the IFSC Code IDIB000P670 of Indian Bank for the Port Blair branch includes these elements, identifying the bank and the branch location in South Andaman and Andaman And Nicobar accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000P670 of Indian Bank for its Port Blair branch located in South Andaman, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in South Andaman and Phoenix Bay, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Port Blair or South Andaman to get the exact IFSC Code IDIB000P670.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and South Andaman, you'll get the correct details.
How to Use IFSC Code IDIB000P670 for Online Transfers?
If you have the IFSC Code IDIB000P670 for the Port Blair branch of Indian Bank in South Andaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000P670. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000P670.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Port Blair in South Andaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Port Blair, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in South Andaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000P670.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pb No 3041St Floor Gandhi Bhawan Phoenix Bay Portblair Pin 744101 located in South Andaman, Phoenix Bay, Andaman And Nicobar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.